Society

Wites & Kapetan, P.A., Attorneys at Law who practice business disputes, class actions, personal injury and financial injury, among other areas, discussed potential effects of recent rulings through a recent blog post. The firm presents the following scenario: "So you once had a credit card, auto loan or student loan with a Bank, and you fell behind on payments. Maybe you were contacted by collection agencies and law firms to collect on the debt. A lawsuit was filed against you either by the Bank or by a third party company who bought your account from the Bank." During the lawsuit, the bank submits an affidavit from an " Agent of the Bank " or "employee" stating that this individual has personal knowledge of the allegations in the affidavit and they have reviewed records of the bank and found the amount claimed in the complaint is accurate and owed to the bank. A judgment may then be entered against the consumer based on this affidavit an...

Have you ever wondered how an hour a day can impact yourself and other people? The rewarding experience of volunteering can be best described not by the amount of time you put into it but by the amount of smiles and Thank-You’s verbalized and implied by other members of the community. Jumpstarting in the world of volunteering and community services requires a whole lot of courage, on top of the desire, time, and effort. Moreover, volunteering also requires genuine commitment no matter how much time you can really dedicate.  Note that this is not only about merely donating your time but also providing the necessary action to fulfill or take part in a community service or a community event . Why volunteer? Well, why not? There are several discoveries that you can make only by spending time making connections to people.  Having a real-life peer-to-peer connection will enable you to see the small changes that you can initiate by giving a part of your time. The...